"You can't expect the long-term value & benefits of "organic" insurance if you continue chasing short-term savings at every renewal through the mainstream "fast food" insurance channel.  Not to mention, the savings you are chasing may disappear at your next renewal anyways.  Most consumers end up bouncing around from agency to agency and from policy to policy year after year not really understanding the risk they are taking on doing that, and the time they wasted trying to find that small savings cost them more in their time then the savings that they acquired.  Moreover, you miss out on the critical benefits of working with a high end independent agency for the long-term.  You either get fast cheap food that is low quality everything or you get the premium filet with high quality everything.  You don't get both.  "Fast food" insurance feels great in the moment until your body has to process it later.  All they asked​ you for was your name and address.  

 

That feels great until you are facing the harsh realities of hiring an ​Attorney because the 150K claim was denied because you weren't offered the right coverage, and you are starring down financial bankruptcy.  Consuming "fast food" insurance as a solution for a major piece of your financial plan is mind boggling.  Insurance protects your ability to one day retire.  It only takes 1 mistake in your insurance portfolio to erode your retirement assets, file for financial bankruptcy, or add large amounts of debt to your family's household.  It's merely a matter of time until you are facing a financial crippling event that you risked over $500 of savings a year or $42 a month.  Your debt payment will be much larger then $42 a month.  If you will invest just a little bit of time in your financial future with us we can provide the fine dining experience with the convenience of the fast food channel.  We are truly the best of both worlds.

 

Why would you ever do "fast food" insurance again?

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Brad Horswell

Founder | President